I never realized how completely they were until I started studying the things. I mean, sure, they’re a racket because those of us with relatively more money can more easily defer present consumption in the name of savings than those who spend all their income on essentials. They’re classist, in other words. But it goes beyond that.
My new employer offers them as an option, and I thought they might be useful for the things that insurance does not cover. That is, I thought they might be useful until I started reading the fine print: once they have your money, you will never get it back. You either spend it on health care within an appointed period of time (no rollover allowed), or you lose it. Entirely.
You thought the Ferengi Rules of Acquisition were pure TV fantasy? Think again. Ferengi Rule No. 1: Once you have their money, never give it back. Sound familiar?
To that bit of nastiness we can add how there are multiple health-care savings plans, all complex, and all differing in complex ways. It’s as awful as health insurance plans themselves: those offering the plans deliberately make them complex so as to make it impossible to hold all the details in one’s mind at once and make a proper comparison between different options.
There’s this whole world below 650 milliseconds. It’s like landing on another planet
Looks more like a whole new world of social parasitism on the part of the capitalist class to me.
What value to society does this produce? None, so far as I can see. For the sake of this discussion, let’s be generous to capitalists and take their claim of financial markets being the most efficient way to raise capital at face value. Market forces which are said to work just fine at time scales that humans can perceive (in fact, that’s the scale that all the economic analyses capitalism fans cite as evidence in favor of the utility of such markets work on). There is absolutely no need to go beyond that, and going beyond that consumes labor and resources that could be devoted to producing genuine value.
In fact, by making it more difficult for humans to understand financial markets, such trading actually destroys value, so it is indeed nothing but wasteful social parasitism. There’s actually an effective reformist measure that would put a swift end to it: having a tax on the value of every financial transaction, as France is proposing to do. That would be harmless to long-term investing but take an onerous bite out of short-term trading frenzies.
The question is if and whether it will happen. Those who run markets are sufficiently in the laissez faire mindset that it is ideologically inconvenient for them to be able to see how market forces have naturally evolved in such a way as to destroy value, and to admit the need for intervention to correct this. On the other hand, capitalists have, when presented with the choice between ideological purity and either profit maximization or self-preservation, tended to consistently choose the latter over the former.
After the strikers in Longview made it clear that they were willing to ignore the Establishment’s laws if management also was (it’s a little thing called contract breach), and after they were planning to escalate the confrontation further by inviting the Occupy movement to take place, suddenly the Establishment started to get interested in honoring that existing union contract.
Not because it was the honorable thing to do, mind you, but because they were starting to see how failing to do so was going to end up costing them more than agreeing to do so.
So it has always been: if you look at the times when the Establishment has passed reforms that blunt the fangs of capitalism, it has always been during times when there has been growing radical sentiment: the Progressive Era happened when the IWW and the early Socialist Party were going strong (and it’s main exponent, Teddy Roosevelt, got into the White House because his predecessor was assassinated by an anarchist), the New Deal happened at the height of the Communist Party, USA (why do you think it was so easy for Senator McCarthy to find so many people who had attended Communist Party meetings?), and the Civil Rights era in the Sixties also happened against a groundswell of radical movements.
And indeed, it’s also why the Establishment media tries as hard as possible to smear the Occupy movement by continually focusing on its problems. They know what forces them to kick down concessions, and they don’t want to have to do that.
So, Americans are borrowing more and this “could be a sign that Americans are more confident in the economy”. Of course, the very next sentence contains the catch: “consumers are also borrowing more and saving less at a time when their wages haven’t kept pace with inflation.”
In other words, it’s the same old capitalist Ponzi scheme that’s been playing out since the 1970s: declining unionization, stagnant or declining wages, and increased debt taking the place of increased wages when it comes to consumer spending.
Maybe the capitalists will again figure out how to make it last a few years before it collapses yet again, just like real estate and tech stocks did. Big deal. Anytime money is borrowed, it has to be paid back. This Ponzi scheme will collapse just like the previous ones did.
And each time the newest scheme collapses, it does so harder than the last collapse. So it will continue until either the capitalist class realizes that income inequality threatens the capitalist system itself, or the reemergence of class consciousness prompts the ruled to successfully rebel against their rulers.
Since we’re nowhere near either point at the present time, expect the boom/bust cycle to go through at least one more iteration.
Really, it’s amazing how crappy computer keyboards generally are. I was just at Fry’s getting the capacitor I’m going to try replacing, and had a chance to try out their keyboard selection.
The dominant “rubber dome” technology provides absolutely horrible tactile feedback: the electrical action takes place after the main mechanical action that one feels. Therefore, the only recourse if you want to type quickly is to bang on the keyboard like crazy, to ensure each key stroke hits home and causes a character to be entered. This causes fingers to get much more tired than they need to, because one is exerting on average far more force than one needs.
The only keyboard technologies that provided proper tactile feedback were ones made using IBM’s “buckling spring” technology (which I think is the best), and some mechanical keyswitches (which can get pretty darn good, too). Every subsequent technology has had no advantages for the user whatsoever: the only advantages newer keyboard technologies have has been for the manufacturer’s drive to cut costs.
What astounds me is not that the cheapest keyboards feel like crap (one would expect that, you’re getting pure “dollar engineering”), but how many keyboards with $100-and-up price tags (even ones advertised as “ergonomic”) also felt like complete crap when I tried them. Making a fancy curving layout so one’s hands can be held at a natural angle but using a technology that forces (at the cost of failing to enter the random character) users to use unnecessary force is like having a restaurant that serves a turd as dessert, but frosts it elegantly in icing and serves it on a sterling plate.
The only keyboards that weren’t absolute crap were two models by Razer geared towards the gamer crowd. While spendy, they were still less expensive than many of the crappy ones.
While looking at The Guardian’s website this morning, I noticed an ad for an on-line auction company called QuiBids, which listed some about-to-close auctions with temptingly low bid amounts.
Realizing that it might be too good to be true, I decided to investigate a little. Because, on the other hand, if it’s not some sort of sleazy ripoff site that charges you simply to place a bid (whether it wins or not), even if only a small fraction of the items go for pennies on the dollar, it could really pay to keep an eye on things and slap bids on anything that looks like it’s going to sell for a song. I probably wouldn’t win every time, of course, but at those prices it would be worth celebrating the wins and ignoring the ones that got away. It’s hard to do this sort of thing on eBay anymore because that site has simply become too popular, but perhaps this site is new enough that such opportunities can still be found. Or so I thought.
Was I ever prescient. Turns out it is a sleazy ripoff site that charges 60 cents per bid, whether or not the bid wins. Worse, you have to buy a ridiculously high number (100, $60 worth) of bids up-front before you can use the site. And the shit icing on the cake is that you have no choice of bid increments: you can only make pathetic, penny-ante bids at a fixed amount dictated by an algorithm on their site.
I know enough about how “baby bids” work on eBay when you make them (or rather, don’t work) to know that this makes the site a complete ripoff. How much do you want to guess what the odds are that once you give them your $60, you’ll find that mysteriously there are no items about to sell for a song like their ad shows? My guess is pretty darn near 100% odds.
… when reading a Craigslist job posting titled “PHP Programmer & Fine-Code Connoisseur // $110,000 (Seattle)”. PHP is a textbook example of the hazards of someone who has insufficiently studied language design designing a language. No genuine “fine-code connoisseur” would want to touch PHP with a 10-foot pole.
The unrealistic salary indicates that it’s a pretty transparent example of a sleazy recruiter trolling for résumés. PHP jobs tend to pay less than those using most other platforms, precisely because anyone with enough smarts to be a good programmer doesn’t want to touch the language.
One thing that never ceases to amaze me is just how absolutely moronically most IT departments make decisions.
We’re not talking about anything the least bit utopian or radical here; we’re just talking about the sort of stuff that any capitalist business should logically be expected to jump on and implement immediately, presuming capitalism is about profit maximization. Because any of this stuff will obviously help maximize profits by making one’s workers work more efficiently.
But no: politely and respectfully suggest that you would, for example, like a Mac on your desk because you work more efficiently with Macs, and odds are the typical IT manager will bite your head off: either there’s a “standard” (and Macs aren’t it), or Macs are “too expensive” (not by very much, particularly when you compare hardware costs to IT labor costs), or some other rationale that is quite frankly absolute horseshit.
Ditto for things like simple requests to be moved to a more quiet or dark (screen glare can be nasty) part of the office which nobody else is currently using.
Really, now: you’re hiring IT professionals because you don’t have the time or the skills to do the IT work yourself, then you turn around and ignore what they tell you in their best judgement as IT professionals will improve their productivity? It just doesn’t make sense.
So choice of computer hardware is one of the questions I try to ask on interviews, because it helps screen out the morons I don’t want to work for. Because thankfully not all managers are abject morons. Some even have adopted the common-sense approach of simply giving each IT worker a budget to spend as s/he chooses on a workstation.
What astounds me is how rare (relatively speaking) that approach is. It all goes to show how capitalism is about more than just making money. Hierarchy and control, and the desire for authoritarian personalities to exercise it over others, figures very big in the equation.
This greeted me when I stepped out the front door this afternoon, after being in continually since this morning:
Spoor left by a lying UPS truck driver who did not even knock.
I thought I had left this sort of crap behind when I left Kings Hill in Portland. I guess the behavior is more widespread than I had thought. Perhaps it’s spreading.
From what I’ve heard, UPS is a pretty awful place to work for as a delivery truck driver. Management continually sets unrealistic quotas, and then disciplines drivers for failing to achieve the impossible. So I guess it’s not a surprise that some drivers are retaliating by filling out batches of UPS spoors during their lunch break, and then shaving time off their routes in half-minute or minute increments by dashing to doors and slapping UPS spoors on them instead of knocking and waiting for someone to answer.
I may soon have to revert to my past policy of refusing to accept UPS deliveries. My worry is that since the Postal Service is losing money, some idiot who thinks that capitalists have all the answers will appoint an expert from UPS to “reform” the Postal Service into doing just this sort of crap (first to its letter carriers and then to customers as a logical end outcome).
Update: If you Google “ups leave note without knocking”, you will see that I am hardly the only person to have this sort of experience with UPS. Guess it’s back to insisting on Parcel Post of FedEx Ground for me.
They misrepresent you to the prospective employer. They misrepresent the prospective employer and the position to you. Typically they do so by selective omission; they only list the best things about you or the job to the other party, to give the impression that you must match in all other areas, too.
If one is following the low road (and many pimps headhunters do), there is every incentive to do so, because having once engaged in representing you to an employer (no matter how poor the match, and misrepresenting encourages both you and the employer to show initial interest even for a job that matches poorly), they have a much stronger case for claiming an existing business relationship with you. And once they do that, they can leech off your salary for a job they did not even help you find.
